Md. Sani@Abd. Rahim, N., and N. A. S. Mohamad Yazan. “HOMEOWNERSHIP CHALLENGES FOR MIDDLE-INCOMES GROUP IN SMART CITY BATU KAWAN, PULAU PINANG”. PLANNING MALAYSIA, vol. 24, no. 41, Apr. 2026, doi:10.21837/pm.v24i41.2014.